Can I Lower Your Mortgage Payments? In Many Cases, Yes.
Each year, millions of Americans elect to pay the cost of their homeowners insurance as part of their monthly mortgage payment, commonly referred to as “escrow”. In this process, your homeowners insurance company will actually bill your lender, and the lender will pay the yearly premium on your behalf using the funds that were “escrowed” throughout the year.
Breed Restrictions and Insurance – What You Need to Know
One of the biggest sources of claims in the property casualty industry is canines. Most insurers now have their own breed restriction lists that will tell you what types of animals will exclude you from being covered in the first place. Here is a list of some of the...
Why Do I Need That Much Homeowners Insurance?
One of the most difficult parts of being an insurance agent is sometimes explaining to people the difference between replacement cost and market value. All too often people only want to insure their homes for what they paid for them. However, homeowners policies need to insure homes for 100% of their replacement cost
